Program Details
Unraveling the Myths and Misconceptions about Employer Health Plans and What’s Truly Driving Costs
Join us for this high-energy whiteboard session, where we'll delve into the complexities of medical plans. While many popular ideas are rooted in truth, they are often misunderstood or oversimplified, to the point of being false or misleading. This session aims to provide a deeper understanding of the often unforeseen and detrimental consequences that plan sponsors' decisions can have on costs, recruitment, and retention.
Key Objectives
- How most health plan solutions will inevitably drive up costs for employers and employees - How well-intentioned decisions in finance can inadvertently lead to challenges in HR—and vice versa - How to structure your medical offering to increase the value of benefits and reduce costs.

Josh Rydberg
SVP, Underwriting Services at Brown and Brown
As Senior Vice President of Underwriting Services, Josh’s primary role is to design and implement financial management strategies for clients across the country. He also develops, maintains and delivers financial tools and methodologies that assist in the effective management of employer-sponsored health plans. Josh routinely provides internal and external education regarding unique opportunities for groups to improve health plan structure. By leveraging a distinctive presentation style, he illustrates the impact of pricing and consumer purchasing behavior on both employers and members. This simplification of complex theories creates actionable results that are often contrary to current trends. A broad insurance background – which includes pricing for workers’ compensation, automobile, homeowners and various other property and casualty coverages in addition to group benefits – allows Josh an objective perspective when devising and communicating winning medical plan strategies. It also provides him the ability to engage with clients that are interested in evaluating enterprise risk and cost.
Please Note: Speakers and topics are subject to change without notice.